99% of borrowing in #DeFi is via variable interest rate borrowing.
11 Jan 2023, 11:44
99% of borrowing in #DeFi is via variable interest rate borrowing.
Most of #TradFi for consumers and SMEs is fixed-rate borrowing.
But why? 🤔
It's because of the predictability for the borrowers. It's about knowing the cost of capital in advanceđź’ˇ
That's why #SMARTCREDIT