How to monitor money market fund positions? Logging in every day?🤔 Actually, it's easy: #SMARTCREDIT has Positions Monitoring System. Just connect your wallet with telegram bot and enjoy notifications: 👉 rewards received 👉 increase collateral 👉 pay back loans 👉 etc #DeFi

Why the difference between real inflation and CPI inflation?🤔 Here: 👉 exclusions 👉 substitutions: if the beef goes up, then CPI will use chicken 👉 geometric weights: CPI basket weights don't match the real world 👉 adjustments for quality improvement #Bitcoin will heal this https://t.co/EIzyXplpGq US CPI inflation: 6.5% Food inflation: 10.4% Electricity inflation: 14.3% Natural gas inflation: 19.3% https://t.co/3GhGFlSg8H

99% of borrowing in #DeFi is via variable interest rate borrowing. Most of #TradFi for consumers and SMEs is fixed-rate borrowing. But why? 🤔 It's because of the predictability for the borrowers. It's about knowing the cost of capital in advance💡 That's why #SMARTCREDIT

Reminder: % of the global population using #Bitcoin: We all are early adopters. https://t.co/vnAgjWgrN2

The ratio of #Bitcoin hodlers is at an all-time high - here is the percentage of coins which have not moved for at least one year: But why? 🤔 Because you need to understand #Bitcoin only once💡 Source: https://t.co/EjCU7WTV1f https://t.co/5oICgrLkIn

Let's summarize: 👉 WEF likes #crypto 👉 Blackrock starts buying #Bitcoin 👉 Crypto greed and fear index is down Can someone connect the dots? https://t.co/L77emaNHMv https://t.co/GX4IConluE

Our first AMA this year starts in 10 minutes: https://t.co/6SNOz584Pn (from 18:00 UTC every Saturday) Topics: 👉 why do we need fixed-term-borrowing in #DeFi? 👉 how does it increase systemic stability? 👉 why is asset-liability-mapping little considered in DeFi? #CryptoTwitter https://t.co/qgCKi6kN09

42 minutes to the FIRST AMA OF 2023🥳🎁

Hi Smarts, Our regular AMA will be holding on this channel today at 18:00 UTC. @SmartCredit_Community Looking forward to our AMA.😉

And here are the #crypto usage stats for the last week: How does it look? Source: https://t.co/ux1G9ZhLMM #CryptoTwitter https://t.co/Vaonvsq8M1

1/3 There is an implanted narrative that we need some 10 million #Bitcoin users to have stable ecosystem. It's not so. At first hand, we need financial stability mechanisms in crypto, not just many users. Otherwise, history will repeat (big up-and-down cycles)

Let's summarize: 👉 320 million crypto holders; many of them in CEX's and CeFi lending platforms 👉 6.4 million users in DeFi Not your keys, not your cake. How can we create awareness? #SelfCustody https://t.co/xgshqZIfpw Significant moment in the Celsius bankruptcy as Judge Martin Glenn rules that $4.2bn of crypto deposited by customers to earn interest belongs to the estate, not the users: https://t.co/8jApMljZZ9 https://t.co/UCoxKBeCbb

1/3 Systemic financial stability in #crypto is improving: 👉 less #Bitcoin and crypto is on CEX's - i.e. less paper BTC 👉 less Bitcoin and crypto is on CeFI lending platforms - i.e. less shorting But one big topic remains - the asset-liability maturities mapping. What is it?

👉 Gold inflation is yearly gold production / total amount of gold. 👉 Bitcoin inflation is yearly Bitcoin production / all mined Bitcoins. In a little more than a year, Bitcoin inflation will be less than Gold inflation🤝 Happy Birthday, #Bitcoin 🎉 https://t.co/eFyh7kBvxx In just over a year, Bitcoin will be the hardest asset in the world with certainty. https://t.co/XitqMi2Hx6

Hi Smarts, SmartCredit quiz competition is TODAY!!! 🤯 Test your crypto knowledge and you could win up 7.5 SMARTCREDIT for each correct answer. 😱 📍 Venue: t.me/SmartCredit_Community. 🕔 Date & time: January 3rd, 2023 @ 18:00 UTC 💰 Rewards: 7.5 SMARTCREDIT PER QUESTION ▶️ There will be 10 questions for this session.

6.4 Million #DeFi users in Ethereum and counting 📈 We wish you an excellent start to the new year! And an even better start for all #CeFi users doing their first DeFi experiments! Source: https://t.co/e7HrPqXyKp #SelfCustody

We wish all 320+ million crypto owners a fulfilled 2023! May Your dreams come true! #CeFi #DeFI #SelfCustody Source: https://t.co/Mq4kvTXuju https://t.co/EvHlATlEv1

Are you missing the QE? 👉no QE from Fed 👀 👉no QE from ECB 👀 👉Bank of England did £65 Billion in October 👀 Don't worry: 👉Central Banks don't QE simultaneously 👉Bank of Japan continues "bond purchases" (a.k.a. QE) - $128 Billion this month - best ever per month #Bitcoin https://t.co/iYtjEBZalE The Bank of Japan just set a new monthly record for bond purchases. They bought more than $128 Billion in Japanese government bonds this month. And today was the third day in a row of unscheduled purchases, including 2 year and 5 year bonds. Why it matters: https://t.co/PrGeIRy9d6

Banks' profit is about to hit $1 Trillion in a decade 🤯 Hint 🤔: this was your money before becoming banks' profit Next ⏭️: that's why #DeFi #SelfCustody https://t.co/ufwjP9dQP4

Are house prices in London increasing or not? 🤔 Well, it depends on which money you are using 😉 #Bitcoin Source: https://t.co/3UbZoFqKEQ https://t.co/zZHNyJ2wCB

Today's oil price is about 20% lower than in 1950 if measured in gold ... Interesting, why do people complain about energy inflation? 🤔 That's why #Bitcoin Source: https://t.co/3UbZoFriuo https://t.co/fgX4iRBqZy

Before Fed: 👉Gold was money 👉Banks issued bill of exchanges for gold, to be paid on demand 👉Deflationary economy - savers got richer Now: 👉Gold is not money 👉Fed issues paper notes, not convertible into gold 👉Inflationary economy - savers get poorer #Bitcoin https://t.co/0rrK2WKpAt 109 years ago today, the Federal Reserve was founded. Since then, the US dollar has lost over 96% of its value. https://t.co/R2ce6mDBtV

Interesting: 👉 even our "adjusted" economic data shows a higher probability of recession 🤔 👉 What would happen if Fed used "un-adjusted" economic indicators? Hint: 👉 employment stats are little suppressed 👉 inflation calc methods are continuously down-adjusted #Bitcoin https://t.co/OkfOEPyvYF Recession probability model from ⁦@NewYorkFed⁩ has climbed beyond its 2020 peak (by narrow margin) and is now at its highest since GFC https://t.co/rHcl3dO19A

1/4 Does it matter for #Bitcoin whether there is a recession or not? 🤔 We say it doesn't matter: 👉 Recession will result in monetary easing, which is positive for Bitcoin 👉 No recession means increasing inflation, which is positive for Bitcoin too See details below: 🧵

U.S. Federal Government interest payments in 2022 are as much as the Pentagon budget in 2022 🤔 Most U.S. financing is short-term 👉 interest payments will skyrocket. 🚀 When will Treasury tell Federal Reserve to stop interest rate hikes? 🤔 https://t.co/0gpdhgYlTf #Bitcoin https://t.co/uLMzLyrWcJ

Users or not only taking their hard assets out of #CeFi exchanges or #CeFi lending platforms. They are also taking their hard assets (Gold and Silver) out of COMEX. It's the general hard-assets move into #SelfCustody ! More details about COMEX in: https://t.co/0kUVOmaoQw https://t.co/ognLArCwoE

Did mainstream media report this: 👉 BIS allows banks to hold 2% of their reserves in cryptocurrencies 👉 From 1st of January 2025 Banks were supposed to be against Bitcoin, but soon they could have their reserves in Bitcoin?🤔 #Bitcoin #CryptoTwitter https://t.co/yvdv7qRndJ

Our weekly AMA is starting at 18:00 UTC (in 10 minutes) at: https://t.co/6SNOz58CEV Let's discuss: 👉 How to reduce systemic risk in #CeFi and increase systemic financial stability? 👉 Will #DeFi and #SelfCustody take over? 👉 How to earn with #fixed_income? #CryptoTwitter https://t.co/m4EC2XfpK1

Hi Smarts, Our regular AMA will be holding on this channel today at 18:00 UTC. @SmartCredit_Community Looking forward to our AMA.😉

Here is this week's update to the doomers. Crypto is still being used 😉 #CryptoTwitter https://t.co/kvvFByW9ms

In case you are still a hardcore #CeFi user - here is a dune chart with rolling weekly in and outflows in CEX's. Don't trust; verify 🛂: https://t.co/KPKtoIYAs0 The alternative is, of course, to sleep 😴 better ⬆️ with #DeFi.

1/2 Who is benefiting from inflation? 🤔 Usually, people say - no one. We say, wait a sec. It's the Government. 💡 Here is the U.S. Debt / GDP ratio. It's declining ... How is this possible? https://t.co/S8PLcMroOg https://t.co/i9EkxnjIK4

Let's reflect: 👉 New debt is making new records in Germany 👉 It's more than during the Financial Crisis or Pandemic 👉 Interest rates are higher than before Who has a surplus of EUR and will buy up this debt? 🤔 Yes. Brrrrrrrr 🖨️ 🖨️ 🖨️ will come to help. That's why #Bitcoin https://t.co/0zSgUyLwF4 OOPS! Germany’s federal govt plans to issue a record volume of debt next year to help fund generous aid for households & comps hit by the energy crisis. Govt plans to issue ~€539bn of debt in 2023, bonds worth €274bn & €242bn to be sold on money market https://t.co/LGs9omYNmt https://t.co/QtiIouwN4s

Interesting. No one speaks anymore about the high #Ethereum gas fees? 🤔 We say: The transformation from #CeFi into #DeFi can start now! #SelfCustody https://t.co/c2Sis04iMv https://t.co/IIqYlOK64d

1/2 During the Lehman crisis, the risks were transferred 🚆 from one party to others. And again, and again🚆. In the end, the systemic risk increased, dominos fell, and a meltdown followed. The systemic risk exists in #cryptocurrency and #Bitcoin too. But its easy ways to fix:

Why do central banks hoard gold when our fiat system supposedly runs very well? 🤔 That's why #Bitcoin ! https://t.co/m5SURMh24v

Our weekly AMA is starting at 18:00 UTC (in 10 minutes) at: https://t.co/6SNOz58CEV Let's discuss the following: 👉 How could #CeFi companies pay interest for your Bitcoin? 🤔 👉 Will #DeFi and #SelfCustody take over? 👉 How to earn with #fixed_income? #CryptoTwitter https://t.co/tIRsnCf2fz

Hi Smarts, Our regular AMA will be holding on this channel today at 18:00 UTC. @SmartCredit_Community Looking forward to our AMA.😉

Bitcoin production requires energy (mining requires complex calculations, which need computing power, which needs energy). There have been only four periods where $BTC price was below the electricity cost required to produce Bitcoin. One of these periods just passed. https://t.co/3UjrJeIy4i There have been only 4 periods ever of price below global Bitcoin Electrical Cost. A price point which has been a historical floor for Bitcoin. All looked like incredible buys in hindsight. You wanted to buy below electrical cost? We had a month there and now it's gone. https://t.co/YMNchIZDFR

If you are data-driven, then have a look at these Bitcoin on-chain metrics: https://t.co/G69NQYmwHO Bitcoin Bottom Signal Series. A thread of on-chain signals which suggest the Bitcoin bottom is in, or very close. In my opinion, these are the most important on-chain metrics today. Based on Bitcoin's 13 year history, they are telling me this is an extraordinary opportunity. https://t.co/5io6WD2ELo

The U.S. recession signal is getting stronger. What does recession mean? 👉 government tax revenues will decline 👉 government expenditure will rise, i.e., new debt Who will buy up this debt? 🤔 Yes. Brrrrrr will do this. #Bitcoin https://t.co/7WAxSyBjwQ https://t.co/KOzMzQrLqB US recession alarm getting louder! US yield curve most inverted since 1981: US 2s/10s yield spread at -84bps. https://t.co/xGUI8S1hFr

And here is our this week update for the doomers about #cryptocurrency adoption: https://t.co/X3bBTyv4yH

All eyes are on the $10 Billion that disappeared from FTX 👀 At the same time, BIS (Bank of Central Banks) needs to find out where are $80 Trillion 😕 Yeah, nothing to see here. That's why #Bitcoin. https://t.co/PGjsboAU0X

Over 66% of the total Bitcoin supply hasn’t moved in the last year. What does this mean? 🤔 Well, the FUD will not work on you anymore after you understand💡 #Bitcoin. See charts 👇 https://t.co/e92FMeF6JI https://t.co/hFJINPZKkb

1/8 How did the #CeFi lending pushed down your $BTC? Hint: It CeFi lending business design This is what happened:

Our weekly #AMA is starting at 18:00 UTC (in 10 minutes) in: https://t.co/6SNOz5pFGV Let's discuss the following: 👉 How did #CeFi lending take down #crypto markets? 👉 Will #DeFi take over? 👉 How to earn with #fixed_income? #cryptotwitter https://t.co/JF3p1XhMeT

Interesting data - the list of QEs from Japan. Impressive QE 26 and still counting ⏲️ So, the Federal Reserve has quite some catching up 🏃 to do 😉 👉 QE creates new central banking money 👉 Bitcoin price correlates with the amount of central banking money That's why #Bitcoin https://t.co/KTvpevMdVh

1/3 It looks like $BTC correlates now negatively with the S&P 500. Source: https://t.co/b4dDi0iobd Why do we have a negative correlation now? Let's look at the market structure: https://t.co/973HyLkdID

1/3 Who have been selling the $BTC in the last months? Let's analyze: 1. Miners sell their coins 2. #CeFi #crypto lenders lent your #Bitcoin to hedge funds, which shorted (see https://t.co/HYri2BOocP) 3. The CEX exchanges lent your #Bitcoin to hedge funds too, which shorted 1/5 #Bitcoin does not have any interest. So, how did #crypto lending platforms pay interest for $BTC? 🤔 Let's walk through 🚶‍♂️ one more time:

1/2 Let's speak a little bit about the Yield Curve. If the yield curve is inverted, the longer-term yields (10Y) are less than the shorter-term (1Y) yields. I.e. it's cheaper to borrow in the long term than in the short term. This inversion is always a recession indicator. https://t.co/Zred5Qkm1E Yield curve inversion reaches new extremes: US 10y yields have fallen further below those on short-term bonds than at any time in decades https://t.co/z5yjTqdBov https://t.co/cUjGT0Jrtc