How to get more banking functionality into #DeFi?🤔 That's how: 👉 Separate borrowers into good and less good via #AI 👉 Have a Positions Monitoring System ➕ keep borrowers up-to-date 👉 Work with probabilities instead of Money-Market Funds hard-coded-ratios #cryptoAI #Web3 https://t.co/Wwsl7HPgXh Is every wallet equal to another wallet?🤔 The usual #DeFi approach is: 👉 all wallets have the same conditions 👉 If borrowers don't pay their loans, then liquidate The alternative is: 👉 Use #AI-based Crypto Credit Score 👉 Better conditions to better wallets #cryptoAI #Web3 https://t.co/yUtZaeFtcZ

You would be surprised to know how much blockchain address history tells about the address owner 😉 An example: 👉 #AI-based Crypto Fraud Score ➡️ gives 98% predictability of address behavior 👉 #AI-based Crypto Credit Score➡️tells which #Web3 address is a better one #cryptoAI https://t.co/DJpDFwE4Rt How can a #DeFi Dapp use #AI-based Crypto Fraud Score and Crypto Credit Score? 👉 Use Crypto Fraud Score to choose which addresses connect to your #Web3 Dapp 👉 Use Crypto Credit Score to separate good from not-so-good addresses ➡️ best deals to the best addresses 😉 #cryptoAI https://t.co/ttFP1CdTnv

https://t.co/ymnbg4YrzR has integrated these two #AI products: 👉 Crypto Fraud Detection - for crypto transactions monitoring 👉 Crypto Credit Score - for separating good borrowers from less good borrowers Are there any other #AI-focused #DeFi projects? #cryptoAI #cryptoTwitter https://t.co/c5oumczXBD https://t.co/q1nTzmiMpH offers two ready #AI products: 👉 #Crypto Fraud Detector - for detecting fraud addresses with a 98% probability 👉 #Crypto Credit Score - for lending platforms 👉 And additional #AI services are in development #cryptoAI #cryptoFraud #cryptoTwitter https://t.co/hKxBPjW7m9

👉 Deindustrialization means less manufacturing 👉 Less manufacturing means more service companies means smaller profit margins 👉 Smaller profit margins mean fewer tax revenues for the Government Mmm. Who plans to pay back all the German / EU debt? 🤔 Time for #Bitcoin? https://t.co/4xbDBcfoKk Good morning from Germany where deindustrialization continues. In Q4, private investment in machinery & equipment fell by 3.6%QoQ as many comps moved abroad. BASF re-evaluates its EU footprint, plans to cut 2600 jobs in GER & move to China, blaming EU overregulation&energy prices https://t.co/WvL3tXGqcW

Hi Smarts, Our regular AMA will be holding on this channel today at 18:00 UTC. @SmartCredit_Community Looking forward to our AMA.😉

👉 #TradFi (Web1) is BigData and #AI driven 👉 #DeFi (Web3) is liquidity rewards driven When will #DeFi become #AI-driven? Well. It is already. #SMARTCREDIT #cryptoAI

👉 All #TradFi does Transactions Monitoring with #AI. 👉 All #CeFi is doing Crypto Transactions Monitoring with Forensic Analysis Tools.🤯 What about using #AI instead of Forensics? 🤔 #cryptoAI https://t.co/wddbVdBtvT 👉 In #TradFi, all financial institutions do Transactions Monitoring, with #AI 👉 In #CeFi, its regulatory requirement besides KYC and AML. But tools are not available. That's why AI-based Crypto Transactions Monitoring. More: https://t.co/zwIPGYTwHl #cryptoAI #cryptoFraud https://t.co/z260P261X0

https://t.co/ymnbg4YrzR is a #AI-driven self-custodial neobank It offers: 👉 #AI-based Crypto Transactions Monitoring 👉 #AI-based Crypto Fraud Detection 👉 Fixed-term borrow and Fixed-Income-Funds 👉 Efficient collateral use Interest paid has reached 50 kUSD #cryptoAI #DeFi https://t.co/J041byX4Bh

1/2 Why is #AI-based Crypto Transactions Monitoring required? 👉 #CeFi companies can implement the regulatory requirement of Transaction Monitoring (don't let fraud transactions pass) 👉 #DeFI companies can reject fraud addresses when users connect to Dapps via #Web3 #cryptoAI

Good Morning! The staking rewards from the previous week are distributed. The issue with the telegram bot (too many telegram messages crashed the distribution 😂) has been fixed too! And new rewards distribution is in 2h:10min!

Today, 18:00 UTC, is our regular AMA: https://t.co/6SNOz584Pn We have two CFA's in the AMA! Let's discuss: 👉 What does #AI-driven self-custodial bank mean? 👉 How will #AI bring trust back into #crypto? 👉 And let's look at the markets😉 #cryptotwitter #cryptoAI #DeFi https://t.co/L98PSkrZEa

Hi Smarts, Our regular AMA will be holding on this channel today at 18:00 UTC. @SmartCredit_Community Looking forward to our AMA.😉

Web users can use #AI based Crypto Fraud Score for free: 👉 use https://t.co/LMVLTDkCMI to validate any addresses 👉 on #Ethereum #BinanceSmartChain or #Polygon Businesses can implement continuous Transactions Monitoring and stop bad addresses. #DeFi #CryptoFraud #CryptoAI https://t.co/ojRDS8aHhu How can our predictive #AI recognize fraud addresses with 98% probability? That's why: 👉 In social media, one can pretend to be anyone 👉 But transaction history tells who the owner really is and not who he pretends to be That's how 98% predictability. #CryptoAI #CryptoFraud

What will happen with fraud in #crypto if users will analyze most of the addresses with #AI? 🤔 For example, with #AI-based Crypto Fraud Score? For free 😎 #cryptofraud #cryptoscam https://t.co/xB9S6LuQuV 1/2 How to recognize frauds and scams in #crypto? 🤔 👉 Approach 1: Use forensic databases like https://t.co/JOhwqeIq0w 👉 Approach 2: Use #AI based predictive analytics: Crypto Fraud Score via https://t.co/XjdZgbRB9G With 98% prediction probability. #cryptofraud #cryptoscam https://t.co/7te8wHlTO8

1/2 👉 All #TradFi companies have to do transaction monitoring - usually with #AI 👉 All #CeFi companies have to do this - but no tools 👉 All #DeFi companies should do this too - no tools That's why we offer AI-driven Crypto Fraud Score https://t.co/LMVLTDkCMI #cryptofraud

#AI rebuilds trust in #crypto #Ethereum #Polygon #BSC https://t.co/5ZR2sZlWx8 1/2 AI rebuilds trust in #crypto 👉 You can calculate Your Trust Score at https://t.co/XjdZgbRB9G 👉 You can share Your Trust Score with your counterparties You can be anonymous and still trustable via #AI! With 98% predictability rate. #cryptofraud #Ethereum #BSC https://t.co/3a3vCE1oPp

How to use AI-driven Crypto Fraud Score with 98% prediction power 🤔 See here 👇 But how can we predict future fraud? 🤔 Thats how - here are the details 💡: https://t.co/TNorO7TYjT Don't trust. Verify with AI🤝 🤝 🤝 #DeFi #CryptoTwitter #BSC #Ethereum #Polygon https://t.co/j1K6J9ktAM 1/2 How can you use AI-driven Crypto Fraud Score? Very easy: 👉 Visit https://t.co/XjdZgbRB9G 👉 Enter the wallet and calculate the Fraud Score 👉 Works on #Ethereum #Polygon #BCS 👉 Prediction: 98% Here is an example from https://t.co/CoPmVFaewI Don't trust. Verify! https://t.co/GNq7dcdYYL

Hi Guys, We had some issues with the staking rewards distribution on Sunday - our telegram bot crashed the distribution (too many telegram messages ...). It will be fixed. The good thing - this means telegram notifications from our Positions Monitoring System are used extensively 😊 More infos about our Positions Monitoring System: https://learn.smartcredit.io/how-does-it-work/positions-monitoring-system

Today, 18:00 UTC, is our regular AMA: https://t.co/6SNOz584Pn As always - we have two CFA's in the AMA! Let's discuss together: 👉 What is the roadmap to the AI-driven self-custodial bank? 👉 How can borrowers use their collateral efficiently? 👉 What happens on markets? https://t.co/N6xlKJZYoO

Would you imagine SEC doing ads for self-custody? 🤔 Here we are - see Mr. Gensler personally explaining this 👇 Not your 🗝️ not your 🧁 Welcome to 2023! https://t.co/cRcP003EDX JUST IN: 🇺🇸 SEC Chair explains the importance of self-custody. Take your #Bitcoin off exchanges ‼️ https://t.co/wzx7XaRIgJ https://t.co/OswATk2VxV

1/2 Do you know that bail-ins allow banks legally to take away your money?🤔 Yep, so it is🤯 If a bank's "equity/liabilities" declines, your deposits could convert into bank equity. The value of this equity will be 0️⃣ Does this sound like #Bitcoin? YT: https://t.co/eK3rgTTqlX https://t.co/CNMQKRynBC Your bank can legally confiscate your money, it is 'too late' to stop The Great Reset & CBDCs - Lynette Zang https://t.co/dt2wfFbjk6 #LynetteZang #CBDCs #VRIC

Let's elaborate on this one: 👉 CBO (Congressional Budget Office) usually has very positive forecasts (high growth, low inflation, low-interest rate) 👉 This results in low Debt/GDP ratios 👉 It looks like these biased forecasts cannot hide reality anymore That's why #Bitcoin https://t.co/1y4HJfR4h3 Well, yeah... even the CBO has given up https://t.co/N3dwBEBf3H https://t.co/kZuFOSTDSt

Today is the quizzzz day 😎 👉 From 18:00 UTC 👉 In https://t.co/6SNOz584Pn Lets quizzzz: 👉 What is fixed income? 👉 How to use https://t.co/ymnbg4YrzR fixed term, fixed interest rate borrowing? #DeFi #CryptoTwitter https://t.co/BvlVQQMsMH

TradFi user ➡️ CeFi user ➡️ Ethereum address ➡️ DeFi user 👉 220 Million addresses in Ethereum (https://t.co/0kk8e34Y7o) 👉 6.8 Million addresses in Ethereum DeFi (https://t.co/e7HrPqXyKp) All processes need time. Re-learning requires time, too 😉 #CeFi #DeFI #CryptoTwitter https://t.co/JcPG6Hz6Xt

Hi Smarts, SmartCredit quiz competition is TOMORROW !!! 🤯 Test your crypto knowledge and you could win up 7.5 SMARTCREDIT for each correct answer. 😱 📍 Venue: t.me/SmartCredit_Community. 🕔 Date & time: February 7, 2022 @ 18:00 UTC 💰 Rewards: 7.5 SMARTCREDIT PER QUESTION ▶️ There will be 10 questions for this session.

Today, 18:00 UTC, is our regular AMA: https://t.co/6SNOz584Pn We will make an announcement today 🚀 Plus there are two CFA's in the AMA! Let's discuss together: 👉 How can borrowers use their collateral efficiently? 👉 What happens on the markets? #DeFi #CryptoTwitter https://t.co/0i51INjHP0

Hi Smarts, Our regular AMA will be holding on this channel today at 18:00 UTC. @SmartCredit_Community Looking forward to our AMA.😉

Very interesting: 👉 German trade balance is collapsing ⬇️ 👉 But the government thinks that the economy is not declining 🤔 How does this fit together? 🤔 Hint: it doesn't. That's why #Bitcoin. https://t.co/xLk7m0QEit Good Morning from #Germany where the export model keeps eroding. Germany's once sizable export surplus falling off a cliff, more than halved YoY <€80bn in 2022 due to rising energy costs, the lowest figure since 2000 and 5th decline in succession. https://t.co/LjLDnKFLzn

Wow. Listen this 👇 https://t.co/pECsY6tFYf ₿𝗥𝗘𝗔𝗞𝗜𝗡𝗚: Ray Dalio says, "I think it has been amazing what #bitcoin has accomplished in 12 years" https://t.co/DhypIZh6XO

With all the interest rate noise - let's look at EUR-zone M1 & M3: 👉 M1 growth rate bottoming 👉 M3 (total money) growth declining Let's say M3 growth rate will bottom. So what? 👉 M3 growth = inflation trend 👉 I.e. M3 growth will bounce back #Bitcoin https://t.co/YOEOVrGqC6 https://t.co/fAM7Chfzuu https://t.co/iwf9H0JAk9 We raised interest rates by 0.5 percentage points. See our latest monetary policy decisions https://t.co/m4C5jKNH0j https://t.co/EopgGBQEcE

If you do not like to look at the 👉 Central Bank Balance Sheets 👉 M2 forecasts 👉 Official (i.e., reduced) versus real inflation then here is forecast for the U.S.: 👉 Public Debt/GDP ratio in 2030: 200% 👉 Public Debt/GDP ratio in 2040: 300% What's next? #Bitcoin https://t.co/JB8btwU12Z The U.S. Treasury Department actually published this. https://t.co/OxycXKF03B

We speak all the time about the Fed. But let's look a little bit around 😉 Here is data about the Big 4 (Fed, ECB, BOJ, PBOC): https://t.co/80BxDD8XZL We are in the era of free movement of capital - hence, the sum of all balance sheets matters 😉 #Bitcoin #CryptoTwitter https://t.co/KN17GPqWce

We are happy to announce: our platform has reached the 20'000 registered users milestone! 🥳 👉 Efficient collateral use via Positions Monitoring System 👉 Fixed term, fixed interest rate borrowing 👉 Fixed Income Funds for lenders https://t.co/bbnmiLyOTg #CryptoTwitter #DeFi

Today, 18:00 UTC is our regular AMA: https://t.co/6SNOz58CEV Let's discuss the following: 👉 How can borrowers use their collateral efficiently? 👉 And let's analyze the markets together! At least 2 CFA's are in chat! #CryptoTwitter https://t.co/C4gVyf4bvz

Hi Smarts, Our regular AMA will be holding on this channel today at 18:00 UTC. @SmartCredit_Community Looking forward to our AMA.😉

If you valuate a company that: 👉 Spends continuously more than earns 👉 Uses 20-25% of earnings for the interest payments 👉 Does this for the last 40-50 years then what would be the value of this company? 🤔 More data about this company on a log chart👇 Perhaps #Bitcoin? https://t.co/y3VooWsGAL

👉 Amount of hodled or lost #Bitcoin just reached a 5-year high 👉 Plus a lot of coins have moved into #SelfCustody in the last months This means the amount of Bitcoin left for shorters on CEX's is getting less and less 😅 https://t.co/1HFRtFnpdc 📈 #Bitcoin $BTC Amount of HODLed or Lost Coins just reached a 5-year high of 7,572,233.999 BTC View metric: https://t.co/dJK8rxBVD3 https://t.co/oV7vbROsai

Usually, we see just our tasks. And sometimes, we forget the big picture What is the big picture for Web3? 🤔 Here: 👉India is the first major market to use T+1 day settlement 👉Most other markets use T+3 day settlement 👉Compare this with #crypto ... Welcome, disruption!🤓 https://t.co/LXvcbrTfAX Starting tomorrow, India will become the first major market to completely move to a T+1 settlement cycle (China is partly T+1). It is crazy how far ahead we are in terms of market infrastructure and safety, even when compared to the developed world. 1/3

Let's summarize the latest Glassnode analysis: 👉 #Bitcoin price has declined in the last two years 👉 Share of #Bitcoin holders [0-10 Bitcoins] has increased by 4.4% What does this mean? 🤔 👉 Speculators have left the market 👉 More and more believers have entered the market https://t.co/YFcrnPltIl The percent of circulating supply held by retail sized entities [0-10 BTC] has seen a marked acceleration higher following the LUNA Collapse. Retail entities now hold 17.1% of the Circulating Supply, recording a 4.4% increase over the past eight months. https://t.co/3drr4c2Zmz

Reminders: 👉 invite your friends and earn #SMARTCREDIT rewards 👉 borrow fixed-term, fixed-interest, and earn #SMARTCREDIT rewards too More details in: https://t.co/twfWmjP9EP #CryptoTwitter https://t.co/3EaGPRzGEU

We are happy to announce: 👉 upcoming Binance Smart Chain launch 👉 upcoming Pancake Swap launch Fixed-term borrowing, fixed-interest-rate borrowing for #Binance Soon! 😎 #PancakeSwap #BinanceSmartChain https://t.co/32HwYphqWJ https://t.co/TGPvw40QbP

Hi Smarts, Our regular AMA will be holding on this channel today at 18:00 UTC. @SmartCredit_Community Looking forward to our AMA.😉

Here are #SMARTCREDIT revenues: 👉 platform charges borrowers 0.5% of loan principal and Loss Provision Fee 👉 borrowers get fixed-interest-rate and efficient collateral use via Positions Monitoring System (https://t.co/1fmyDRPCKr) #DeFi #Crypto Dune: https://t.co/J1RU6Qdue6 https://t.co/hN1c7ZE2fO

Release 1.3 Rollout has started! 😎 👉 New User Interface for fixed-term, fixed-rate borrowing and lending (✅) 👉 Staking as collateral (tested, waiting ⏲️ for deployment) 👉 BSC Support (tested, waiting ⏲️ for deployment) #DeFi #SelfCustody https://t.co/RjPHaKFqqE

1/3 What are the benefits of fixed-term borrowing? One of the reasons is predictability - borrowers will know in advance their cost of capital. But there is one more reason - efficient use of collateral. How come? #DeFi #crypto

1/2 How to protect against potential liquidations while borrowing? Some platforms say: You should choose a very high collateral ratio 🤯 We say - it's easy: 👉 connect your address with your telegram handle in #SMARTCREDIT #DeFi

🆘Hi Smarts, The Rollout of the Release 1.3 has started and the first deployment has been made -it’s the new user interface 🤩. Check it out 👇 https://appv2.smartcredit.io/

Today, 18:00 UTC is our second AMA this year😎 https://t.co/6SNOz58CEV Let's discuss the following: 👉 why do we need fixed income? 👉 why are the money-market funds not enough? 👉 how will fixed income reduce bank run risks? 👉 and let's discuss about the markets #DeFi https://t.co/gYbN1wrp9g

♾Hi Smarts, Our regular AMA will be holding on this channel today at 18:00 UTC. @SmartCredit_Community Looking forward to our AMA.😉

Celsius, BlockFi, Coinbase Lend, Genesis, Gemini Earn - all ran unregistered securities while lending #crypto... But how come? Because if you: 👉pool depositors' funds 👉promise yield 👉then lending platform becomes a security That's why P2P #DeFi https://t.co/ae5JzbBKgq